:root{
  /* === Color System === */
  --bg:#F7F9FC;
  --ink:#1F2937;
  --muted:#6B7280;
  --card:#ffffff;
  --line:rgba(47,93,140,.18);
  --main:#2F5D8C;
  --accent:#4FA3D1;
  --shadow:0 8px 22px rgba(31,41,55,.08);
}

*{ box-sizing:border-box; }
body{ margin:0; font-family:system-ui,-apple-system,sans-serif; background:var(--bg); color:var(--ink); line-height:1.7; }
a{ color:inherit; text-decoration:none; }
img{ max-width:100%; height:auto; display:block; }
.container{ width:min(1080px, 92%); margin-inline:auto; }

/* Header */
.site-header{ position:sticky; top:0; background:rgba(247,249,252,.92); backdrop-filter: blur(8px); border-bottom:1px solid var(--line); z-index:20; }
.header-inner{ display:flex; align-items:center; justify-content:space-between; gap:16px; padding:12px 0; }
.brand-logo{ height:40px; width:auto; }
.header-nav{ display:flex; gap:10px; }
.nav-link{ padding:8px 12px; border-radius:999px; color:var(--muted); font-size:14px; }
.nav-link:hover{ background:rgba(79,163,209,.12); color:var(--ink); }

/* Buttons */
.btn{ display:inline-flex; align-items:center; justify-content:center; padding:10px 14px; border-radius:999px; border:1px solid var(--line); background:var(--card); font-weight:800; }
.btn-lg{ padding:12px 18px; }
.btn-primary{ background:var(--main); border-color:rgba(47,93,140,.9); color:#fff; }
.btn-primary:hover{ filter:brightness(1.05); }
.btn-ghost:hover{ background:rgba(31,41,55,.04); }
.btn-block { width: 100%; display: flex; }

/* Hero */
.hero{ padding:28px 0 10px; }
.hero-grid{ display:grid; grid-template-columns: 1.1fr .9fr; gap:22px; align-items:center; }
.badge{ display:inline-flex; align-items:center; padding:6px 10px; border-radius:999px; background:rgba(79,163,209,.12); border:1px dashed rgba(79,163,209,.45); font-weight:800; font-size:12px; }
.hero h1{ margin:10px 0 8px; font-size:40px; line-height:1.25; }
.lead{ color:rgba(31,41,55,.78); margin:0 0 16px; }
.hero-visual img{ border-radius:24px; border:1px solid var(--line); box-shadow:var(--shadow); }

/* News List */
.section-news { background: #f9f9f9; padding: 40px 0; }
.news-box { background: #fff; padding: 20px; border-radius: 12px; border: 1px solid #eee; max-width: 800px; margin: 0 auto; }
.news-list { list-style: none; padding: 0; margin: 0; }
.news-list li { border-bottom: 1px solid #eee; padding: 12px 0; display: flex; flex-wrap: wrap; align-items: center; gap: 10px; }
.news-date { color: var(--muted); font-size: 14px; font-family: monospace; }
.news-tag { background: var(--main); color: #fff; padding: 2px 8px; border-radius: 4px; font-size: 11px; }

/* Gateway Split */
.gateway-enhanced { padding: 60px 0 80px; }
.gateway-head { margin-bottom: 40px; }
.split-nav { display: grid; grid-template-columns: 1fr 1fr; gap: 24px; }
.split-card { background: var(--card); border: 1px solid var(--line); border-radius: 24px; padding: 0; overflow: hidden; display: flex; flex-direction: column; transition: transform 0.2s; }
.split-card:hover { transform: translateY(-4px); box-shadow: var(--shadow); }
.split-img-top img { width: 100%; height: 240px; object-fit: cover; border-bottom: 1px solid var(--line); }
.split-content { padding: 32px; flex: 1; display: flex; flex-direction: column; }
.badge-pill { font-size: 12px; padding: 4px 12px; border-radius: 99px; display: inline-block; margin-bottom: 12px; font-weight: bold; border: 1px solid; }
.personal-pill { color: #3B82F6; background: rgba(59,130,246, 0.1); border-color: rgba(59,130,246, 0.3); }
.biz-pill { color: #10B981; background: rgba(16,185,129, 0.1); border-color: rgba(16,185,129, 0.3); }
.mt-auto { margin-top: auto; }

/* Sections */
.section{ padding:40px 0; }
.section-alt{ background:rgba(79,163,209,.08); border-top:1px solid rgba(79,163,209,.25); border-bottom:1px solid rgba(79,163,209,.25); }
.section-head h2{ margin:0 0 6px; font-size:28px; }
.muted{ color:var(--muted); }
.small{ font-size:12px; }
.text-center { text-align: center; }

/* Media Card & Steps */
.media-card{ margin-top:18px; display:grid; grid-template-columns:.9fr 1.1fr; gap:18px; background:var(--card); border:1px solid var(--line); border-radius:24px; padding:18px; box-shadow:var(--shadow); }
.media-card__img img{ border-radius:18px; border:1px solid var(--line); }
.step-list{ display:grid; gap:14px; margin-top:18px; }
.step{ display:grid; grid-template-columns:100px 1fr 260px; gap:14px; align-items:center; background:var(--card); border:1px solid var(--line); border-radius:24px; padding:16px; }
.step__num{ font-weight:900; background:rgba(79,163,209,.12); padding:10px 12px; text-align:center; border-radius:18px; }
.step__img img{ border-radius:18px; border:1px solid var(--line); }

/* Customer Voice & Compliance */
.voice-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(300px, 1fr)); gap: 20px; margin-top: 30px; }
.voice-card { background: #fff; border: 1px solid var(--line); padding: 20px; border-radius: 12px; position: relative; }
.voice-card::before { content: "“"; position: absolute; top: -10px; left: 10px; font-size: 60px; color: rgba(47,93,140,0.1); font-family: serif; line-height: 1; }
.voice-meta { font-weight: bold; color: var(--main); margin-bottom: 10px; font-size: 14px; }

.compliance-box h4 { font-size: 16px; color: var(--main); margin-bottom: 12px; border-left: 4px solid var(--accent); padding-left: 10px; }
.grid-2col { display: grid; grid-template-columns: 1fr 1fr; gap: 30px; }

/* Emergency */
.card-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); gap: 15px; }
.card { background: var(--card); padding: 20px; border-radius: 16px; border: 1px solid var(--line); }
.contact-big { font-size: 24px; font-weight: 900; color: var(--main); margin: 5px 0; }
.enhanced-contact { background: #fff; border: 1px solid var(--line); box-shadow: var(--shadow); padding: 40px; border-radius: 24px; text-align: center; }
.contact-methods { display: flex; gap: 16px; justify-content: center; flex-wrap: wrap; }

/* FD Promise & KPI */
.promise-list { display: grid; grid-template-columns: repeat(auto-fit, minmax(300px, 1fr)); gap: 24px; }
.promise-item { background: var(--card); padding: 24px; border-radius: 16px; border: 1px solid var(--line); position: relative; overflow: hidden; }
.promise-num { position: absolute; top: -10px; right: -10px; font-size: 80px; font-weight: 900; color: rgba(47,93,140, 0.05); }
.kpi-box table th { background: #f5f5f5; color: var(--ink); }

/* Footer & Responsive */
.site-footer{ padding:40px 0; border-top:1px solid var(--line); text-align: center; }
@media (max-width:920px){
  .hero-grid, .media-card, .step, .request-box, .split-nav, .grid-2col { grid-template-columns:1fr; }
  .step__img{ grid-column:1/-1; }
}